All of the websites and services listed below are free. If you have any further questions, please feel free to contact us.

Savvy Money

SavvyMoneyWe are excited to announce a new resource to make personal finance easy! SavvyMoney is like your own online personal financial advisor!

SavvyMoney provides: 

  • SavvyMoney LogoA free credit score every month*
  • Personalized analysis of each component of your credit score
  • Financial Checkups to get your budget in order
  • Educational articles, videos, and other tools to help you master your credit and finances.
*Checking your credit score on our website does not affect your credit. All information provided on the site is confidential and private. CommunityWorks does not have access to your SavvyMoney profile in any way.


  • SavvyMoney: This website helps you keep track of your finances with easy-to-read monthly debt analysis and credit reports.
  • ReadyForZero: ReadyForZero is focused on helping you pay down your debt; it pulls information from your credit and debit accounts and lets you visualize your progress so you can make a debt payment plan and stick to it. Offers both online and mobile services.
  • Credit Calculator: This page on provides easy access to calculators for credit card payoffs and the lifetime cost of your debt.


  • Budget Trakcer: is a budget-tracker that allows you to see all of your transactions and analyzes them. You can pay your bills, see how you are spending your money, create a budget, and learn how to change your habits, all in one place. Offers both online and mobile services.
  • Expense Organizer: Great for small businesses, Shoeboxed helps you to digitize and organize your receipts and business cards, track mileage, create expense reports, and more. Offers both online and mobile services.
  • Buxfer: Buxfer is a money management tool, similar to, but which also allows you to manage shared expenses, IOUs, and splitting costs when out. Offers both online and mobile services.
  • America Saves: AmericaSaves provides a wealth of financial tools, saving services, advice, and resources to help and encourage people to save money; then, by increasing savings you can reduce your debt and start building wealth.
  • Daily Finance: DailyFinance allows you to make an account and start a personal finance portfolio; it also provides a variety of articles relating to personal finance so you can learn more.


*CommunityWorks does not provide mortgage service.

  • How Much Can You Afford?: This user-friendly calculator can help you determine how expensive of a house you can afford by inputting some of you basic financial data.
  • Mortgage Calculator: This tool allows you to calculate how much your mortgage payment will be based on the size of your loan, your home value, and the interest rate. It breaks it down into categories such as monthly payments, total interest paid, and the date it will be fully paid off.


  • File Taxes Free: At this page on MyFreeTaxes, qualifying individuals can file their taxes online for free, and let the computer do the math. Additionally, the MyFreeTaxes form has error checkers and calculators built in so you have a much lesser chance of making a mistake.


  • provides a wide range of informative articles under the “Advice & Tools” header, including but not limited to loans, taxes, student loans, credit, and personal finance.
  • FTC Consumer Information: The Federal Trade Commission uses this website to look at a number of  consumer-based concerns, such as: money and credit, homes and mortgages, and jobs and making money.
  • About Money: About Money is a section of specifically focused on financial issues and concerns and a good starting point for anyone wanting to learn more about their finances.


  • About Credit: A subsection of About Money which focuses on credit concerns, e.g. how to get a card, dealing with debt, and general advice.


  • This website requires that you have an FSA ID (a free account which can take 1-3 days to confirm) before having access to any of its features, but it gives a general overview of the student loan process, how to get them, and how to pay them off.
  • This page on also provides general information on student loans, but focuses on how you can start paying them back after the fact.
  • StudentLoan is another good informational source which also gives a lot of advice on your potential borrowing (how much to borrow, if you should take out any loans at all, etc.)


  • How to Buy a House: Michael Bluejay’s guide to buying a house provides a variety of tips and tricks for first-time home buyers that covers the process from deciding you can buy a house to closing on it.
  • Buying a Home: The US Department of Housing and Urban Development’s page covers many of the same topics as Michael Bluejay’s guide, but it also includes links to help you find helpful programs in your state.


  • TaxAct: TaxAct is a good general resource for navigating your taxes.
  • IRS: The IRS now provides free tax return preparation (known as VITA) for qualifying individuals; this page tells you how you can receive that service if you qualify.
  • MyFreeTaxes: MyFreeTaxes, along with having general information on taxes, can help you learn more about VITA and the AARP Tax Aide program, both of which give free assistance in filing taxes to qualifying individuals.