CommunityWorks FCU offers a variety of loan products that are designed to meet your financial needs.
Auto & Personal Loans
Looking to buy a car? The Auto Loan makes buying your next new or used vehicle easy. Borrow up to $35,000 and let our experts help make the process affordable.
Have a large purchase and don’t want to use your credit card? An Unsecured Loan can provide creditworthy members with the opportunity to borrow without providing collateral up to $5,000. Perfect for members with good credit who want to make a large purchase.
Want to make a purchase but don’t want to spend your savings? The Secured Loan can provide the funds you need without dipping into your hard earned savings. Borrow up to the balance in your savings account or Certificate of Deposit as collateral. Perfect for members who need to make a purchase but want to keep their savings for a rainy day.
A Variety of Loans to Meet Your Needs
Credit Starter Loan
Does your credit need a kickstart? The Credit Starter Loan is all you need to get your credit started off right. Borrow $500 and build your credit in just 12 months. Perfect for members with little to no credit history.
- Up to $500
- View Current Rates
Fresh Start Consolidation Loan
Trapped in debt? The Fresh Start Consolidation Loan can consolidate or refinance your expensive debt. Borrow up to $1,500 at low interest to help put money back in your pocket. Perfect for members looking to reduce their monthly debt payment and get out of debt.
- Up to $1,500
- View Current Rates
Borrow and Save Loan
Want money now and savings for the future? The Borrow and Save Loan Program builds a savings into your monthly payment on either a unsecured loan or auto loan. The additional payment is placed into a savings account that can be used to make your loan payments in the event of financial hardships. For auto loans, these funds maybe used for car repairs. When the loan is paid off, the balance of the savings is transferred to your primary share account. A nest egg you can use for any purpose.